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If you own property you should consider having a Flood Insurance Policy for the protection of your property and, to be honest, for your own peace of mind. Many people do not realize that a Homeowners or Commercial Property policy does not cover any aspect of a Flood. If a Flood does occur in your…

‘Annual Enrollment’ or ‘Open Enrollment’ is a period of time, usually but not always occurs once per year, when employees of companies and organizations may make changes to their elected fringe benefit options, such as health insurance or Medicare plans.  The term also applies to the annual period during which individuals may buy individual health…

While a fall festival is a fun event for children and families to attend, many churches and nonprofit organizations are wrestling with whether or not to hold their annual festivals in the face of COVID-19. Some are moving to drive-through programs, while others are holding modified fall festivals. If your Church is planning to host…

Get your FREE guide to Church Background Checks from Church Law & Tax  and the ‘Shepherd’s Watch’ – In your Ministry, all it takes is ONE breach in safety and you can have lifelong consequences. So, having safety precautions in place – including background checks and reference checks – are no longer an option but…

A final expense policy is intended to help with some of the financial obligations that can appear in the later years.  They are also referred to as a funeral or burial policy and are typically a whole life product.  There are many benefits to having a final expense policy: You may have outlived their term…

I recently personally attended an Insurance CE Class on Golf Cart Liability Insurance. I have been in the Insurance Industry for almost 50 years, and owning a Golf Cart myself for personal use, I want to bring to your attention the need for Golf Cart coverage in our world today. If you own any type…

The following are actual statements found on insurance forms where car drivers attempted to summarize the details of an accident in the fewest words. These instances of faulty writing serve to confirm that even incompetent writing may be highly entertaining. Coming home I drove into the wrong house and collided with a tree I don’t…