If you are living pay check to pay check like most Americans, Disability Insurance is a coverage you can’t

Long Term Care

Health insurance and Medicare will not pay for extended long term care. Knowing exactly what to choose can be


Because no two people have the same needs or goals, we have many different options for your retirement needs.

Life Insurance

Where it is Final Expenses, Help with bills, Pay debt, or Finance future needs allow us to guide and

Health Insurance

Allow us to help you with your health insurance needs. Whether you use the Market Place or not we

Commercial Lines

Since 1984 we have been protecting small business owners in Volusia, Seminole, and Orange counties. Being a small business

Personal Lines

Our experienced and diligent agents will assist you with your insurance needs with using the many different carriers we

Non Profit Insurance

Mel Himes Jr. has been insuring Non-Profits since 1971. As a Pastor himself he understands the needs and challenges

Client Services