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What is 'Open Enrollment'?

‘Annual Enrollment’ or ‘Open Enrollment’ is a period of time, usually but not always occurs once per year, when employees of companies and organizations may make changes to their elected fringe benefit options, such as health insurance or Medicare plans.  The term also applies to the annual period during which individuals may buy individual health…

Considerations for Holding Fall Festivals

While a fall festival is a fun event for children and families to attend, many churches and nonprofit organizations are wrestling with whether or not to hold their annual festivals in the face of COVID-19. Some are moving to drive-through programs, while others are holding modified fall festivals. If your Church is planning to host…

Final Expense Life Insurance

A final expense policy is intended to help with some of the financial obligations that can appear in the later years.  They are also referred to as a funeral or burial policy and are typically a whole life product.  There are many benefits to having a final expense policy: You may have outlived their term…

Golf Cart Coverage - Do I need it?

I recently personally attended an Insurance CE Class on Golf Cart Liability Insurance. I have been in the Insurance Industry for almost 50 years, and owning a Golf Cart myself for personal use, I want to bring to your attention the need for Golf Cart coverage in our world today. If you own any type…