Can you believe it – The 2020 Atlantic hurricane season was the most active as well as the seventh costliest Atlantic hurricane season on record. In addition, it was also the fifth consecutive above average Atlantic hurricane season from 2016 onward and the first extremely active season since 2017. The record breaking season featured a…
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Flood Insurance - Do I need it?
If you own property you should consider having a Flood Insurance Policy for the protection of your property and, to be honest, for your own peace of mind. Many people do not realize that a Homeowners or Commercial Property policy does not cover any aspect of a Flood. If a Flood does occur in your…
What is 'Open Enrollment'?
‘Annual Enrollment’ or ‘Open Enrollment’ is a period of time, usually but not always occurs once per year, when employees of companies and organizations may make changes to their elected fringe benefit options, such as health insurance or Medicare plans. The term also applies to the annual period during which individuals may buy individual health…
Considerations for Holding Fall Festivals
While a fall festival is a fun event for children and families to attend, many churches and nonprofit organizations are wrestling with whether or not to hold their annual festivals in the face of COVID-19. Some are moving to drive-through programs, while others are holding modified fall festivals. If your Church is planning to host…
Get your FREE Guide to Church Background Checks
Get your FREE guide to Church Background Checks from Church Law & Tax and the ‘Shepherd’s Watch’ – In your Ministry, all it takes is ONE breach in safety and you can have lifelong consequences. So, having safety precautions in place – including background checks and reference checks – are no longer an option but…
StormPeace Hurricane Coverage
Mel Himes & Associates Insurance Agency is now offering a unique ‘Hurricane Coverage Policy’ for immediate cash payout. …
Damage from riots across US will cost at least $1B in Claims
In an article by Morgan Phillips, published by Fox Business, it says that claims from the recent riots will exceed $1 Billion in upcoming months. The article reads – “The damage from riots and looting across the U.S. following the death of George Floyd is estimated to be the costliest in insurance history – between…