Author: Mel Himes

Get your FREE guide to Church Background Checks from Church Law & Tax  and the ‘Shepherd’s Watch’ – In your Ministry, all it takes is ONE breach in safety and you can have lifelong consequences. So, having safety precautions in place – including background checks and reference checks – are no longer an option but…

Mel Himes & Associates Insurance Agency is now offering a unique ‘Hurricane Coverage Policy’ for immediate cash payout.                                                                           …

In an article by Morgan Phillips, published by Fox Business, it says that claims from the recent riots will exceed $1 Billion in upcoming months. The article reads –  “The damage from riots and looting across the U.S. following the death of George Floyd is estimated to be the costliest in insurance history – between…

A final expense policy is intended to help with some of the financial obligations that can appear in the later years.  They are also referred to as a funeral or burial policy and are typically a whole life product.  There are many benefits to having a final expense policy: You may have outlived their term…

I recently personally attended an Insurance CE Class on Golf Cart Liability Insurance. I have been in the Insurance Industry for almost 50 years, and owning a Golf Cart myself for personal use, I want to bring to your attention the need for Golf Cart coverage in our world today. If you own any type…

During the Month of September, our Agency will be featuring some special Life Insurance Programs for your review – The first is the “Children’s Advantage Plan Plus’ offer by Auto-Owners Insurance Company.                                               …

The following are actual statements found on insurance forms where car drivers attempted to summarize the details of an accident in the fewest words. These instances of faulty writing serve to confirm that even incompetent writing may be highly entertaining. Coming home I drove into the wrong house and collided with a tree I don’t…