Flood Insurance - Do I need it?

If you own property you should consider having a Flood Insurance Policy for the protection of your property and, to be honest, for your own peace of mind. Many people do not realize that a Homeowners or Commercial Property policy does not cover any aspect of a Flood. If a Flood does occur in your…

What is 'Open Enrollment'?

‘Annual Enrollment’ or ‘Open Enrollment’ is a period of time, usually but not always occurs once per year, when employees of companies and organizations may make changes to their elected fringe benefit options, such as health insurance or Medicare plans.  The term also applies to the annual period during which individuals may buy individual health…

Considerations for Holding Fall Festivals

While a fall festival is a fun event for children and families to attend, many churches and nonprofit organizations are wrestling with whether or not to hold their annual festivals in the face of COVID-19. Some are moving to drive-through programs, while others are holding modified fall festivals. If your Church is planning to host…

Final Expense Life Insurance

A final expense policy is intended to help with some of the financial obligations that can appear in the later years.  They are also referred to as a funeral or burial policy and are typically a whole life product.  There are many benefits to having a final expense policy: You may have outlived their term…